2006

 

Interest rates for outstanding amounts and new business of loans in the Slovak koruna

*/
(in % per annum)
 
Structure of Loans 2006
1 2 3 4 5 6 7 8 9 10 11 12
Total Outstanding amounts 1/ 5.96 6.01 6.15 6.24 6.29 6.49 6.65 6.76 6.97 7.00 6.98 6.99
a) Non-financial corporations S.11 4.59 4.64 4.94 5.07 5.14 5.47 5.71 5.88 6.19 6.22 6.18 6.16
incl:  
   - up to 1 year 4.58 4.62 4.98 5.11 5.11 5.52 5.77 5.94 6.34 6.32 6.19 6.16
   - from 1 to 5 years 5.03 5.05 5.28 5.39 5.49 5.74 5.96 6.18 6.36 6.45 6.39 6.42
   - over 5 years 4.42 4.49 4.74 4.87 5.01 5.25 5.49 5.65 5.90 5.97 6.06 6.04
b) Households S.14+S.15 7.93 7.98 7.97 7.95 7.95 8.04 8.08 8.13 8.18 8.21 8.22 8.24
incl:  
loans for house purchases 4/ 6.41 6.33 6.26 6.24 6.23 6.26 6.26 6.29 6.31 6.34 6.39 6.42
   - up to 1 year 5.52 5.39 5.30 5.19 5.16 5.10 5.05 5.07 5.10 5.64 5.18 5.49
   - from 1 to 5 years 7.35 7.29 7.25 7.18 7.15 7.10 6.95 7.04 7.01 6.98 6.95 6.92
   - over 5 years 6.31 6.22 6.15 6.14 6.13 6.17 6.19 6.21 6.24 6.28 6.33 6.37
consumer credits and other loans 5/ 10.68 11.03 11.09 11.01 11.02 11.23 11.35 11.45 11.52 11.57 11.51 11.58
   - up to 1 year 11.09 12.24 12.42 12.45 12.52 12.84 13.29 13.65 13.71 13.86 13.66 13.71
   - from 1 to 5 years 12.52 12.51 12.65 12.57 12.64 12.89 12.99 13.05 13.20 13.22 13.29 13.46
   - over 5 years 7.45 7.45 7.49 7.52 7.54 7.74 7.78 7.89 8.03 8.16 8.20 8.26
Total New business 2/ 6.53 6.84 6.64 7.07 6.70 6.94 7.46 8.31 7.92 7.95 7.40 6.77
a) Non-financial corporations S.11 4.25 4.80 5.06 5.15 5.18 5.45 6.05 6.10 6.13 6.17 5.55 5.67
incl:  
   - floating rate and IRF up to 1 yeara 4.12 4.81 4.94 5.00 5.13 5.39 5.97 6.01 6.03 6.08 5.44 5.80
   - IRF over 1 and up to 5 years 4.87 4.69 5.74 5.67 5.71 6.13 6.56 6.48 6.74 6.57 6.73 5.34
   - IRF over 5 years 5.52 5.05 5.55 5.79 5.85 5.63 6.44 6.28 6.74 6.55 6.52 5.97
b) Households S.14+S.15 10.25 10.09 9.58 9.70 9.46 9.49 10.66 10.70 11.14 11.04 11.71 11.13
incl:  
loans for house purchases 5.48 5.43 5.54 5.70 5.82 5.92 6.09 6.41 6.54 6.67 6.69 6.75
   - floating rate and IRF up to 1 yeara 5.13 4.89 4.92 5.14 5.33 5.54 5.75 6.19 6.30 6.40 6.48 6.80
   - IRF over 1 and up to 5 years 5.61 5.60 6.08 5.48 5.70 5.83 5.98 6.30 6.40 6.50 6.48 6.36
   - IRF over 5 years 6.82 7.17 6.98 7.19 7.03 6.66 6.86 6.82 7.10 7.35 7.41 7.43
consumer credits and other loans 13.36 13.62 12.51 12.60 12.53 12.73 14.26 14.41 14.31 14.18 14.61 13.93
   - floating rate and IRF up to 1 yeara 13.83 13.78 12.89 13.11 12.91 12.93 14.81 15.39 14.87 14.79 15.19 14.21
   - IRF over 1 and up to 5 years 12.72 13.46 11.60 11.08 11.11 12.72 12.72 11.69 12.65 12.81 13.07 13.08
   - IRF over 5 years 7.40 10.36 9.75 9.16 10.76 9.79 9.82 9.66 10.26 9.94 10.89 11.02
Drawn Loans in Total 3/ 5.92 5.96 6.86 7.29 7.15 7.70 7.76 8.27 8.58 8.39 8.40 8.20
a) Non-financial corporations S.11 6.33 6.45 6.89 7.15 7.00 7.44 7.80 8.06 8.10 8.13 8.09 7.93
incl:  
   - up to 1 year 6.53 6.60 7.16 7.28 7.13 7.67 7.98 8.21 8.38 8.60 8.31 8.34
   - from 1 to 5 years 3.83 4.54 4.92 5.35 5.33 5.42 5.77 6.25 5.92 5.80 5.89 5.90
   - over 5 years 4.37 4.97 4.62 5.33 5.53 5.25 6.02 6.30 5.90 5.59 6.56 5.48
b) Households S.14+S.15 11.23 11.10 10.77 10.78 11.09 11.91 11.47 11.62 13.75 12.04 12.36 12.46
incl:  
loans for house purchases 5.51 5.40 5.42 5.50 5.66 5.84 5.95 6.18 6.31 6.43 6.48 6.56
   - up to 1 year 5.32 5.26 5.37 5.18 5.09 4.83 4.61 4.78 4.76 4.75 5.56 6.34
   - from 1 to 5 years 6.26 6.18 5.94 5.91 5.87 5.98 6.08 6.07 6.16 6.27 6.17 6.15
   - over 5 years 5.43 5.33 5.37 5.48 5.65 5.84 5.96 6.21 6.34 6.47 6.53 6.61
consumer credits and other loans 12.58 12.71 12.35 12.36 12.74 13.90 13.13 13.33 15.52 13.59 13.64 13.83
   - up to 1 year 13.03 13.20 13.12 13.20 13.47 14.86 13.89 14.07 16.57 14.27 14.08 14.46
   - from 1 to 5 years 14.68 14.23 11.65 11.87 13.02 14.03 13.87 13.92 14.27 13.61 14.42 13.67
   - over 5 years 6.82 7.13 7.32 7.23 7.36 7.44 7.43 7.79 8.52 8.80 8.85 8.47
 

Notes:

*/ The interest rate statistics gathered on a harmonized basis based on Regulation (EC) No 63/2002 of the ECB, sectoral classification is based on ESA95.

1/ The statistics on outstanding amounts are collected at the end of the month as a stock of balance sheet items.

2/ New business covers all new agreements between households or non-financial corporations and the bank during the reporting month.
New loans are classified according the period of initial rate fixation (IRF).

3/ Drawn Loans means total amount of withdrawn loans during reference month.

4/ Loans for house purchases are secured and unsecured loans for home purchase, including building and home improvements; including loans and interim credits granted by building savings banks.

5/ Consumer credits are defined as loans granted for the purpose of personal use in the consumption of goods and services; other loans are loans granted for other purposes such as business, debt consolidation, education etc.

 
[ Back ]