2005

 

Average Lending Rates of Commercial Banks*/


(%)
 
Structure of Loans 2005
1 2 3 4 5 6 7 8 9 10 11 12**
TOTAL VOLUME OF LOANS 6.49 6.26 6.06 5.96 5.93 6.01 5.97 5.97 5.93 5.97 5.94 5.88
A) Loans by sector
of which
a) Enterprise sector 5.63 5.26 4.97 4.80 4.70 4.82 4.74 4.74 4.69 4.74 4.75 4.67
b) General government 5.26 5.24 4.35 4.12 3.98 4.26 4.32 4.29 4.28 4.23 4.22 4.10
c) Non-profit institutions 6.36 6.23 6.00 5.95 5.96 5.94 5.91 5.90 5.84 5.71 5.57 5.66
d) Households 8.03 7.96 7.97 7.93 7.94 7.91 7.88 7.85 7.82 7.81 7.76 7.73
B) Loans by term
of which
  - Short-term 6.15 5.80 5.51 5.53 5.54 5.75 5.61 5.62 5.56 5.73 5.67 5.59
  - Medium-term 7.86 7.54 7.39 7.45 7.40 7.48 7.44 7.39 7.41 7.38 7.33 7.35
  - Long-term 5.90 5.77 5.63 5.45 5.40 5.43 5.45 5.45 5.43 5.41 5.45 5.39
 
NEW LOANS IN TOTAL 7.64 6.57 6.63 7.01 7.17 6.96 6.62 6.11 5.99 6.03 6.16 5.99
A) Loans by sector
of which
a) Enterprise sector 7.23 6.16 6.18 6.60 6.75 6.63 6.22 5.66 5.60 5.64 5.77 5.66
b) General government 6.09 6.74 8.62 6.33 3.83 5.36 4.84 5.20 4.52 4.95 4.37 4.65
c) Non-profit institutions 17.54 6.62 6.42 6.49 5.80 6.25 5.84 5.81 6.07 6.22 5.30 5.71
d) Households 11.77 12.11 11.57 11.22 11.12 10.62 10.38 10.57 10.87 10.97 10.95 11.02
B) Loans by term
of which
  - Short-term 7.68 6.78 6.81 7.15 7.35 7.36 6.79 6.15 6.12 6.11 6.19 6.12
  - Medium-term 7.31 4.83 5.70 6.10 6.31 5.76 5.68 5.88 5.73 5.82 6.06 5.38
  - Long-term 7.42 6.28 5.25 6.10 5.87 4.71 5.42 5.54 4.75 5.05 5.72 4.91
 
*/ Excluding loans at zero interest rate
** Preliminary data
 
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