1998

 

Average Lending Rates of Commercial Banks


(%)
 
  1998
1 2 3 4 5 6 7 8 9 10 11 12
1. TOTAL VOLUME OF LOANS*/ 16.66 17.28 16.70 16.75 16.50 16.35 16.03 16.33 17.07 16.92 17.14 16.17
A) Loans by sector
of which
a) Enterprise sector 16.71 17.27 16.71 16.12 16.00 15.95 15.69 15.52 16.02 16.30 16.72 14.52
- Public sector 15.72 16.31 15.87 14.55 14.38 14.26 14.05 13.77 14.37 14.37 14.81 11.15
- Private sector (incl. cooperatives) 17.70 18.22 17.55 17.68 17.62 17.63 17.33 17.27 17.67 18.23 18.63 17.89
b) Households 7.51 7.48 7.50 8.55 8.32 8.12 7.86 8.83 8.08 7.99 8.14 8.03
B) Loans by term
of which
- Short-term 20.77 20.77 20.50 20.83 20.47 20.00 19.34 19.61 21.86 21.33 20.66 21.05
- Medium-term 16.61 16.47 16.58 16.64 16.67 16.58 16.32 17.08 16.30 16.65 16.29 16.19
- Long-term 12.26 13.86 12.34 12.54 12.34 12.36 12.36 12.4 12.41 12.01 13.63 10.36
 
2. NEW LOANS IN TOTAL 20.75 20.82 20.29 19.54 18.59 16.44 14.17 17.32 24.90 23.48 16.95 18.63
A) Loans by sector
of which
a) Enterprise sector 19.06 19.53 21.24 20.90 21.26 20.32 17.60 18.72 25.04 22.24 19.50 22.14
- Public sector 15.84 17.45 21.86 20.19 23.46 20.08 21.03 17.03 27.05 20.8 16.89 22.06
- Private sector (incl. cooperatives) 22.28 21.60 20.61 21.60 19.06 20.56 14.17 20.41 23.03 23.67 22.1 22.22
b) Households 13.59 9.99 9.99 10.70 9.68 12.19 11.07 10.06 9.11 8.93 9.44 9.39
B) Loans by term
of which
- Short-term 21.56 21.81 20.58 19.86 18.97 16.64 14.17 17.44 25.63 23.91 17.11 18.91
- Medium-term 17.56 16.88 15.26 16.43 13.64 15.21 14.05 16.04 13.56 14.92 12.54 14.21
- Long-term 13.04 13.73 15.87 14.73 16.09 14.47 14.87 14.87 14.46 17.57 16.62 14.82
 
*/ Excluding loans at zero interest rate
 
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