1997

 

Average Lending Rates of Commercial Banks


(%)
 
  1997
1 2 3 4 5 6 7 8 9 10 11 12
1. TOTAL VOLUME OF LOANS*/ 13.47 13.77 13.93 14.17 14.58 14.94 15.37 15.49 15.66 15.75 15.84 16.21
A) Loans by sector
of which
a) Enterprise sector 13.52 13.78 13.86 14.26 14.55 14.91 15.35 15.49 15.60 15.66 15.80 16.16
- Public sector 12.89 13.12 13.12 13.78 13.95 14.33 14.79 14.89 14.95 14.96 14.99 15.33
- Private sector (incl. cooperatives) 14.14 14.44 14.59 14.73 15.15 15.48 15.90 16.08 16.24 16.35 16.60 16.98
b) Households 7.16 7.25 7.38 7.51 7.42 7.46 7.73 7.74 7.69 7.86 7.53 7.32
B) Loans by term
of which
- Short-term 14.52 14.93 15.34 15.69 16.58 17.28 18.23 18.38 18.72 18.92 19.13 19.91
- Medium-term 15.37 15.54 15.59 15.68 15.66 15.88 15.94 16.00 16.10 16.06 16.35 16.41
- Long-term 11.32 11.59 11.54 11.39 11.52 11.63 11.77 11.82 11.82 11.90 11.88 11.88
 
2. NEW LOANS IN TOTAL 16.04 15.63 16.21 16.53 19.08 19.33 18.59 18.51 19.91 19.84 20.56 20.93
A) Loans by sector
of which
a) Enterprise sector 14.08 14.69 15.02 15.43 17.36 20.36 17.43 16.27 18.70 19.38 19.39 21.27
- Public sector 12.98 14.26 14.03 14.52 15.77 22.40 15.64 13.11 17.72 19.09 18.65 21.30
- Private sector (incl. cooperatives) 15.18 15.12 16.00 16.34 18.94 18.31 19.22 19.43 19.67 19.67 20.12 21.23
b) Households 12.35 11.09 12.77 12.44 12.30 11.71 10.52 10.11 9.96 10.07 10.43 10.18
B) Loans by term
of which
- Short-term 16.36 15.88 16.17 16.78 19.70 20.01 18.98 18.97 20.90 20.76 21.56 21.63
- Medium-term 13.52 13.63 15.36 15.82 16.12 15.58 16.28 15.39 16.80 15.78 17.60 16.31
- Long-term 13.39 13.98 17.65 13.44 15.49 15.45 16.14 16.12 15.46 16.46 15.12 15.40
 
*/ In 1993 and 1994: rate of interest on the total volume of loans including loans at zero interest rate
In 1995, 1996 and 1997: rate of interest total volume of loans excluding loans at zero interest rate
 
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