1996

 

Average Lending Rates of Commercial Banks


(%)
 
  1996
1 2 3 4 5 6 7 8 9 10 11 12
1. TOTAL VOLUME OF LOANS*/ 14.84 14.43 14.20 14.27 13.95 13.43 13.23 13.25 13.28 13.36 13.42 13.22
A) Loans by sector
of which
a) Enterprise sector                        
- Public sector 15.04 14.64 14.22 14.77 14.64 13.44 12.81 12.79 12.93 13.23 13.26 12.95
- Private sector (incl. cooperatives) 15.71 15.20 15.01 14.87 14.41 14.08 13.98 14.01 13.99 13.94 14.00 13.86
b) Households 5.67 5.59 5.66 5.50 5.58 5.65 5.79 5.94 6.06 6.35 6.47 6.76
B) Loans by term
of which
- Short-term 16.27 15.45 14.96 14.76 14.05 13.60 13.66 13.76 13.81 13.86 14.06 13.86
- Medium-term 17.73 17.18 17.01 16.76 16.46 15.98 15.75 15.73 15.67 15.60 15.51 15.28
- Long-term 12.29 12.18 12.14 12.57 12.53 12.01 11.56 11.50 11.50 11.63 11.59 11.36
 
2. NEW LOANS IN TOTAL 13.42 13.88 13.54 12.80 12.95 12.58 13.23 13.06 13.56 13.57 14.27 13.45
A) Loans by sector
of which
a) Enterprise sector                        
- Public sector 13.03 13.92 13.72 13.29 13.99 13.04 12.99 13.01 13.14 12.81 13.03 13.46
- Private sector (incl. cooperatives) 14.86 14.94 14.59 14.01 13.58 12.42 13.40 13.52 13.83 13.91 14.74 14.23
b) Households 14.26 15.20 14.52 11.56 10.83 10.66 10.54 10.57 10.57 11.18 10.39 10.44
B) Loans by term
of which
- Short-term 13.15 13.31 13.18 12.56 12.77 12.36 13.47 13.40 13.57 13.55 14.46 13.52
- Medium-term 15.25 16.26 15.53 14.15 13.80 13.32 13.21 13.89 14.25 13.33 13.77 13.05
- Long-term 14.03 15.00 14.56 13.54 13.94 14.03 12.16 8.72 11.75 14.44 13.54 13.68
 
*/ In 1993 and 1994: rate of interest on the total volume of loans including loans at zero interest rate
In 1995 and 1996: rate of interest total volume of loans excluding loans at zero interest rate
 
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