1995

 

Average Lending Rates of Commercial Banks


(%)
 
  1995
1 2 3 4 5 6 7 8 9 10 11 12
1. TOTAL VOLUME OF LOANS*/ 16.05 16.04 16.00 15.94 15.83 15.78 15.73 15.75 15.77 15.15 14.90 14.78
A) Loans by sector
of which
a) Enterprise sector                        
- Public sector 17.07 17.29 17.07 17.05 16.91 16.80 16.81 16.87 16.95 15.79 15.54 15.52
- Private sector (incl. cooperatives) 16.56 16.36 16.50 16.45 16.34 16.39 16.33 16.30 16.28 15.91 15.65 15.59
b) Households 5.49 5.13 5.39 5.18 5.22 5.17 5.17 5.21 5.25 5.08 5.01 5.06
B) Loans by term
of which
- Short-term 18.71 18.87 18.81 18.39 18.03 17.88 17.62 17.60 17.46 16.72 16.43 16.17
- Medium-term 18.82 18.68 18.69 18.65 18.63 18.40 18.34 18.21 18.20 17.98 17.77 17.77
- Long-term 12.85 12.75 12.71 12.80 12.83 12.81 12.89 12.89 13.15 12.44 12.20 12.12
 
2. NEW LOANS IN TOTAL 19.59 18.49 17.92 16.45 16.44 15.97 15.94 16.25 15.48 14.67 14.91 14.04
A) Loans by sector
of which
a) Enterprise sector                        
- Public sector 19.73 19.39 18.56 18.40 17.63 17.80 17.47 16.69 16.58 15.47 17.37 14.23
- Private sector (incl. cooperatives) 19.51 18.80 18.22 16.50 16.62 16.34 16.24 17.21 16.02 16.35 16.01 14.89
b) Households 15.43 14.98 18.54 16.83 17.40 10.43 16.42 16.41 11.28 15.49 16.12 15.44
B) Loans by term
of which
- Short-term 19.77 18.91 18.17 16.42 16.24 15.83 15.58 15.83 15.18 14.20 14.35 13.68
- Medium-term 19.12 19.30 18.93 17.23 17.81 17.17 17.91 17.44 16.65 16.15 16.83 16.17
- Long-term 16.79 13.46 13.40 14.71 16.45 15.14 16.75 17.06 15.85 15.36 16.19 14.37
 
*/ In 1993 and 1994: rate of interest on the total volume of loans including loans at zero interest rate
In 1995: rate of interest total volume of loans excluding loans at zero interest rate
 
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